What amount would a beneficiary receive if Walter, with a $100,000 term policy and accidental death rider, died from injuries after an accident?

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In the scenario where Walter has a $100,000 term life insurance policy with an accidental death rider, the amount the beneficiary would receive in the event of Walter's accidental death is $200,000. The accidental death rider typically provides an additional benefit; when the insured dies as a result of an accident, the insurer pays out both the face value of the term life policy and an additional amount specified in the rider.

Since Walter’s term policy is valued at $100,000 and the accidental death rider doubles the policy benefit in the event of death due to an accident, the total payout would indeed be $200,000. This amount reflects the sum of the base coverage and the additional benefit tied to the circumstances of his death.

Other response options do not account for the additional benefit provided by the accidental death rider, resulting in amounts that do not accurately reflect the policyholder's coverage in the event of accidental death.

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