What is Medicare?

Medicare is primarily designed as a federal health insurance program that serves two main groups: individuals aged 65 and older, and those under 65 who have specific disabilities. This program plays a crucial role in providing healthcare coverage, including hospital care, medical services, and prescription drugs, to millions of Americans, improving access to essential medical services for older adults and certain disabled individuals.

The age requirement of 65 for eligibility aligns with the program's establishment in response to the growing need for healthcare support as people aged. Additionally, including younger individuals with disabilities ensures that those who require medical care due to health issues receive necessary assistance. This comprehensive approach to healthcare coverage distinguishes Medicare from other programs, such as those aimed at low-income families or specific veteran services, underlining its targeted support for aging and disabled populations.