What is the minimum age to obtain a life and health insurance license in Virginia?

To obtain a life and health insurance license in Virginia, an individual must be at least 18 years old. This age requirement ensures that licensees possess a certain level of maturity and understanding of the responsibilities associated with selling insurance products. The age of 18 aligns with many legal adulthood criteria, allowing persons to enter into contractual agreements, which is essential in the insurance field.

By requiring applicants to be 18 years old, the state establishes a standard to ensure that licensed individuals have the necessary life experiences and cognitive maturity to understand complex insurance concepts, as well as the ethical considerations involved in ensuring clients choose appropriate coverage for their needs.