Which of the following is typically NOT excluded from life insurance policies?

In the context of life insurance policies, exclusions are specific situations or causes of death that typically are not covered under the policy. The option stating that death due to a plane crash for a fare-paying passenger is typically not excluded is correct because most life insurance policies will cover this scenario.

Fare-paying passengers are generally treated favorably in terms of coverage when they are involved in a plane crash, as the insurance industry usually recognizes that commercial air travel is statistically one of the safer modes of transportation. This contrasts sharply with the other scenarios, such as self-inflicted death, which may be seen as a higher risk by insurers and often results in an exclusion from coverage. Deaths occurring during the commission of a felony and deaths due to war or military service also tend to carry exclusions, as these situations involve intentional or high-risk behaviors that insurers account for when underwriting policies.

Thus, the option about death from a plane crash for fare-paying passengers is generally covered by life insurance policies, making it the correct answer in this context. This illustrates that insurers often aim to provide coverage for incidents that are considered less predictable and more aligned with the general risk pool of the insured.